Financial ServicesThe CRM for regulated relationships
SellioCRM Financial Services turns the CRM into a relationship, onboarding and compliance hub for the financial sector. The central object is not a flat contact: it is the relationship network, a graph of people and organizations with links, percentages and ultimate beneficial owners. Around it: KYC and KYB onboarding with requirement checklists, screening through the providers you credential, households with a consolidated view, offers and applications gated by KYC, and native governance with a hash-chained decision trail, masking, legal hold and multi-jurisdiction. It never moves money and is never the system of record: it mirrors balances with the as-of date of the data.
The graph is the central object
People and organizations are parties; links carry percentage and validity. Ultimate beneficial owners (UBO) are computed from the graph, not typed into a spreadsheet.
Native compliance, not a bolted-on module
Every regulated decision lands in an immutable hash-chained trail. Adverse decisions require structured reason codes. Sensitive data is masked by default.
Multi-jurisdiction from birth
Brazil, the European Union and the United States come seeded as an editable jurisdiction catalog. You add your own, without writing code.
Never core banking
The CRM does not move money. Accounts and balances are mirrored from the system of record with the as-of date, and the system flags when the mirror is stale.
Everything inside
Real product modules, ready on day one. No empty promise: every item below exists and operates today.
Parties and beneficial owners
The relationship graph with people, organizations, links and computed UBO.
- Party as person or organization, with configurable relationship types
- Ownership links with percentage and validity
- Automatic ultimate beneficial owner (UBO) calculation from the graph
- Risk profile with a system suggestion: occupation, income band, PEP, industry, revenue band, listed status
- Low, medium or high risk per party
KYC and KYB onboarding
Onboarding cases with requirement checklists and a sealed decision at the end.
- A case per party, flowing draft, collecting, screening, review, approved or rejected
- Requirement checklist: pending, satisfied, waived or failed
- Readiness indicator before deciding
- Approval and rejection with structured reason codes
- Case sealed on close: the evidence does not change afterwards
- Recent decisions visible in the party context
Screening
Checks through the providers you credential, with structured results per kind.
- Eight check kinds: identity, document, biometric, sanctions, PEP, adverse media, business and credit bureau
- Providers configured by credential: the system shows what is configured and what awaits a credential
- Structured results: clear, hit, review, verified, unverified
- Hits highlighted for human review
- Check history per party
Households
Family groups with members and a consolidated financial view.
- Household with members drawn from the party graph
- Consolidated view of mirrored account balances
- Accounts without an as-of date are excluded from the sum, with an explicit warning
- The foundation for wealth and private banking service
Mirrored accounts
Balances and products from the system of record, always with the as-of date.
- Account with source system, external reference and product
- Mirrored balance with an as-of stamp
- Fresh or stale indicator per account
- A missing as-of raises a flag, never a silently wrong sum
- The CRM reads and mirrors, never moves money
Offers and applications
Offers gated by KYC and applications with an auditable decision lane.
- Offer eligibility computed: eligible, requires review or not eligible
- Offers blocked without approved KYC, by construction
- Offer lifecycle: draft, offered, accepted, rejected, expired
- Applications flowing submitted, under review, approved, active or declined
- Activation records the contract start
- Every lane decision lands in the immutable trail
Governance panel
Jurisdictions, decision trail and legal hold in a single panel.
- Editable jurisdiction catalog, with Brazil, EU and US seeded
- Trail of regulated decisions: KYC, AML, credit, suitability, authority and sanctions
- One-click hash chain integrity verification: tampering breaks the chain
- Legal hold per subject, with reason, placement and release
- Legal hold blocks deletion while active
Executive overview
The numbers of the regulated operation right on the screen.
- Registered parties and approved KYC
- Active legal holds and households
- Breakdowns by cases, decisions, screening, offers and applications
- All of it respecting masking and the permissions of whoever is looking
Governance built in
Industry rules enforced in the engine, not in a slide deck.
Immutable hash-chained trail
Each regulated decision is hash-chained to the previous one. Any tampering breaks the chain and the integrity check flags it immediately.
Classification and masking
Sensitive data has a class and a mask: a document or card number never shows in full to someone who should not see it.
Legal hold
Legal hold blocks the deletion of a party while active, preserving the evidence for the regulator.
Mandatory reason codes
There is no adverse decision without structured justification: the system requires reason codes, and they stay on the trail.
Plus the whole SellioCRM
The vertical adds to the complete platform, in the same system and with no extra subscriptions.
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Learn more →Regulated relationships without a parallel spreadsheet
Free for your whole operation. It stays free as long as infrastructure usage always stays below US$20 a month; once you go over, you pay the month's consumption.
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